A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to potential lenders.

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

April 04, 2025 – If you’re looking to assess your creditworthiness, you’ll want to get a credit report that includes your credit score. But how do you know which credit score will best reflect your ...

In everyday life, we often use the terms credit score and credit report interchangeably to describe the evaluation issued by a credit bureau regarding our creditworthiness. While both serve as tools ...

You can get a car loan with a low credit score, but the best rates are reserved for borrowers with high scores ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

A person's credit report tells a story about their childhood. New research, released last month by Harvard's Opportunity Insights, shows that a strong predictor of an adult's bill-paying habits—the ...