The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...
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What is considered a bad credit score?
A FICO score below 580 or a VantageScore of less than 601 is considered a bad credit score. If your score falls in the bad ...
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