With the holiday season upon us, one personal finance site is sounding the alarm on a ubiquitous retail payment plan that many Americans say should be outlawed. It’s called “deferred interest." In a ...

With deferred interest offers, interest begins accruing immediately from the original purchase date, and if the balance is not paid in full by the end of the promotion period, the consumer is ...

Think twice before you get tempted by retailers offering a deferred interest credit card. Deferred interest is very tempting during the holiday shopping season. Shoppers can be lured into spending on ...

U.S. consumers have racked up an average of $33.1 billion in credit card debt during the last three months of each calendar year since 2009. That means an awful lot of people are likely to finance ...