U.S. President Donald Trump announced a healthcare plan on Thursday that would replace government subsidies for insurance with direct payments into health savings accounts for consumers, an idea that some experts have said would hurt lower-income Americans.

It is framed as affordability reforms but, in practice, will drive premiums higher, reduce access to care, and increase rates of uninsurance and uncompensated care,” Ayesha Clarke said.

New York — Thursday was the final day to select an Affordable Care Act health insurance plan across much of the country, as the expiration of federal subsidies drives up health costs and lawmakers remain locked in a debate over how to address the issue.

Discover how actuarial value determines cost-sharing in health insurance, affecting premiums and out-of-pocket expenses across Bronze, Silver, Gold, and Platinum plans.