Learn how equipment breakdown coverage protects your business from costly repairs due to sudden equipment failure, ensuring operational continuity and financial stability.

Subrogation is a fundamental concept in insurance that allows an insurance company to step into the shoes of the insured after a loss and seek recovery from a third party that caused the damage.

Once the adjuster marks your car as a total loss, things usually move pretty quickly. Here’s the typical process. 1. The Insurance Company Figures Out What Your Car Was Worth They calculate your ...

From the Department of Bizarre Anomalies: Microsoft has suppressed an unexplained anomaly on its network that was routing traffic destined to example.com—a domain reserved for testing purposes—to a ...

An HO-3 policy is a form of home insurance that protects against property damage, legal liabilities and other expenses associated with unexpected disasters to the home. Most insurance companies' ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

An unforeseen adverse event, such as a fire, can devastate your small business’s operations. Although standard property insurance may cover specific types of property damage, business interruption ...

If you rent, renters insurance can cover your belongings from damage, loss or theft and protect you if a visitor gets hurt in your apartment or if you damage their property. A growing number of ...

Homeowners insurance protects your property and belongings from fire, theft, natural disasters and other unexpected events. It can also pay for lodging and other expenses while your home is being ...

Many health insurance plans offer mental health care coverage, but not all therapists accept insurance—many require clients to pay the full fee “out of pocket.” When therapy is covered by insurance, ...