The average credit score for Americans in their 40s and 50s sits in the low 700s, which is good enough to access credit but not necessarily with the most favorable terms.

You may have seen the term “APR” while shopping for auto loans, mortgages or credit cards. It stands for “annual percentage rate” and describes the yearly cost of carrying an unpaid balance in various ...

Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.35%. The ...

Most issuers let you request a higher credit limit without hurting your score. Learn how it works, what you'll need, and why ...

Discover how credit cards can influence your credit score. Learn the do's and don'ts for managing credit card usage and ...

The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt. By Ann ...

President Trump, under pressure to bring down the painfully high cost of living, announced at Davos that he is calling on Congress to cap credit card interest rates at 10 percent for one year. Its ...

Over the last five years, Americans have been grappling with an affordability crisis. As a result, many families are confronting bills they can’t manage. Policymakers are right to give this crisis the ...

Sign up for our daily newsletter to get two stories in your inbox every weekday, plus a best-of-the-week roundup on Sundays. Opt out any time. Constant Contact Use ...

Credit card interest can take a balance that seems manageable and make it balloon — sometimes into an amount that feels totally untenable. Part of the problem is how steep interest rates can be, often ...